Top 50x2: Woodsboro Bank and YMCA of Frederick County

In this year’s special edition of Frederick Top 50x2, we are recognizing Frederick County’s most resilient businesses that have been serving our community for 20 years or more.  Each week we will be highlighting businesses and organizations that were selected for the publication.  These are the companies that prove that Frederick County is a great place to do business. 

Woodsboro Bank
5 N. Main Street | Woodsboro
Established: 1899

Founders: A group of community members with diverse business backgrounds; our current President & CEO is Steve Heine

Woodsboro Bank is the oldest community bank headquartered in Frederick County and has been delivering great client experiences since 1899 through personalized banking and financing solutions. We are a perfect fit for families and businesses that call Frederick County home. Our vision is “to be the best bank in Central Maryland for our colleagues, clients, community and shareholders" as we live out our mission "to be the best partner for banking services and expertise for businesses and individuals." Come partner with us and you will find that we work every day to be client devoted, community focused and excellence driven.

Why is Frederick County a great place to do business?

Frederick County is a special place to do business because it is a growing, diverse community with a "hometown" feel. Our colleagues love being involved in the Frederick community and building relationships with community members and businesses that help everyone grow and succeed.

Describe a significant event in your company’s history.

Through our 121 years in business, Woodsboro Bank has evolved to continue in best serving the Frederick community as its needs have changed. In 2018, we went through a major strategic rebranding, including the expansion of our commercial and mortgage banking operations, which positions us to grow with Frederick.

What is your advice to a young company?

Be purposeful in developing a business culture that encompasses and drives your vision, mission, and values. Also, get involved in your community. The best way to get to know your clients and their needs is to be alongside of them moving our community forward.

YMCA of Frederick County
1000 N Market St | Frederick
Established: 1858

Founder: Young Men's Christian Association

The Y has served as a leading nonprofit committed to strengthening communities for more than 175 years. The Y empowers everyone, no matter who they are or where they are from, by ensuring access to resources, relationships, and opportunities to learn, grow and thrive. By bringing people together from all different backgrounds, perspectives, and generations, the Y's goal is to improve overall health and well-being, ignite youth empowerment, and demonstrate the importance of community connections.

Why is Frederick County a great place to do business?

The Y loves the Frederick community and the Frederick people. It’s our members who make the Y a special place. Their goals, their accomplishments, the kindness and support they show one another . . .that’s the essence of the Y. That essence makes people feel comfortable, valued, and at home at the Y. That essence makes people say, “This is My Y.”

Describe a significant event in your company’s history.

Not really "history" but the new South County Family YMCA, opening in April 2021, will create a modern, vibrant, gathering hub for Southern Frederick County and surrounding communities. Organized around an open central core, the rooms and studios will weave elegantly into the existing space providing all the modern convenience of a world-class community center!

What is your advice to a young company?

Be prepared to pivot and stay true to your mission. It's said the more things change, the more they stay the same; this is certainly true of the YMCA. The challenges will change, the programs and services will continue to evolve, but our unwavering willingness and ability to support our communities will always be at the core of the Y. We're for youth development, healthy living, and social responsibility!

Frederick County is very fortunate to have an amazing business community, especially those that have been in business for over 20 years.  We understand that there are more than 100 legacy businesses in Frederick County, but unfortunately, we were not able to include all these businesses in the Top 50x2.  The businesses included were selected from responses submitted to a business survey.  OED staff verified the responses and then selected the businesses on a first come first serve basis.  If your business would like to be included in future opportunities, please email

Some photographs included in the publication were taken pre-COVID.  OED encourages everyone to follow precautionary guidelines set forth by the Frederick County Health Department.