Resources and Information for Businesses Impacted by COVID-19

Frederick County Business Community-

The Frederick County Office of Economic Development wants you to know that during these concerning times, we support you.  We want to keep you updated on resources and information for your business. If you have any questions, please contact us at

SBA Low Interest Federal Disaster Loans

The US Small Business Administration is offering low interest federal disaster loans for working capital to small businesses suffering substantial economic injury due to COVID-19.  Please download this Handout and Press Release for more information. The key to this declaration request is going to be projection of losses, not losses that have already been experienced.  If your business is seeing a downturn in revenue, we just ask that you project out over the next three months, further if you can.  So the information that is needed would be your financial situation from a year ago (the dates the SBA will be using are 1/19-12/19) and then a projection of lost revenue for the incident period (SBA is using 1/20-ongoing) based on whatever losses you can project. 

The State of Maryland needs to have five businesses able to provide documentation to begin moving forward with this program for all businesses.  

The Maryland Department of Commerce in conjunction with the Maryland Department of Labor, the Maryland Department of Assessments and Taxation, and several other state agencies launched a new webpage dedicated to business resources during the Coronavirus (COVID-19) outbreak.

U.S. Department of Labor has provided guidelines for how companies can prepare their workplace for COVID-19.

The Occupational Safety and Health Administration (OSHA) has launched a COVID-19 website with information specifically for workers and employers.  There is also information on issues relating to wages and hours worked under the Fair Labor Standards Act available here.

Maryland Department of Labor’s Division of Labor and Industry enforces the Maryland Health Working Families Act, also known as safe and sick leave, which may be useful for employees who need to take off from work due to COVID-19. To learn more about the law, email

If a business experiences a temporary or permanent layoff, Labor’s Division of Unemployment Insurance’s Bulk Claim Services can open unemployment insurance claims for all affected employees. Businesses should contact a Claims Representative by emailing or calling (410) 767-3252.

The Maryland Insurance Administration has also put together an FAQ addressing insurance-related questions about coronavirus.

Visit the Maryland Department of Health for the latest information on coronavirus and the state’s response to the outbreak. 

The World Health Organization has declared the coronavirus outbreak (COVID-19) a global pandemic. The State of Maryland is continuing to operate under a state of emergency, and all levels of government are taking a comprehensive, collaborative approach to keep Marylanders safe and informed while continuing to provide them necessary services. The list of ongoing state actions is available at

CDC Resources for Businesses and Employers

For health resources regarding COVID-19, including case counts and clinician guidance, Marylanders should visit